Occupational Accident Insurance

The definition of an Occupational accident is an unexpected and unplanned occurrence, including acts of violence, arising out of or in connection with work which results in one or more workers incurring a personal injury, disease or death.

Occupational accident insurance coverage provides benefits to independent contractors injured or killed in a job-related accident. If an employee is injured on the job they have workers compensation to protect them for their medical, disability and death expenses. Depending on the individual state law, independent contractors may not be covered under workers compensation insurance. A job-related injury can have enormous financial consequences if there is no coverage. According to The International Labor Organization there are 340 million work-related injuries each year.

Call Member Options For Your Free Quote!

There are countless options for auto insurance. That’s why TFG has chosen us to help their affiliates and members! Member Options is here to help you find affordable insurance for your auto, home, pet and more.


No more doing all the research yourself. You can get multiple quotes from up to five top carriers in a matter of minutes. We also help make switching your carrier mid-policy simple and fast.


Member Options removes the guesswork of finding competitive prices for your coverage needs. One quick phone call with a licensed insurance agent is all that stands between you and your new insurance policy.

Call Member Options at 833.378.8224

to get started today!

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About Us

TFG Insurance provides over 35 years of experience in the insurance industry in Connecticut. TFG Insurance saves clients money with informed decisions using strategic expertise with occupational accident insurance. TFG Insurance works closely with businesses to navigate risk so that they can stay profitable as they grow.

Learn More

The TFG Insurance LLC helps our clients make informed decisions about the risks of financial loss they face each day. We work with our clients to develop a plan that reflects their unique tolerance and budget for risk.

  • TFG Insurance is a preferred vendor of CA nonprofit association CCDRA.org.
  • Learn more about the TFG Insurance owner John Scanlon.

Services

TFG Insurance takes a strategic, comprehensive approach that includes:

Eliminating risk

Practical recommendations for reducing or eliminating risk.

Revew current coverage

Review of your current coverage to reduce waste and inefficiency.

Best pricing plans

Negotiation with underwriters and wholesalers to get you the best pricing on insurance plans.

Insurance consultation

A team of insurance experts and service specialists that assess your needs and provide ongoing consultation.

Nurse help

Professional nursing assistance is sometimes needed at home this covers the nurses if injured while caring for the patient.

Cooking for Seniors

Cooking can be an essential portion of a caregivers responsibility and can add to the positive mental health of patient if they are included in the process.

Recreation activities

At any age exercise is an essential element in keeping a healthy mind and a healthy lifestyle. Caregivers are well versed in helping you maintain a healthy regiment.

Full time care

24/7 care is sometimes required for seniors in need of continual care.

Coverages

Coverages we provide for independent contractors

Advisor

TFG Insurance Expert and Owner

John Scanlon

Attorney and Insurance Specialist TFG Insurance, LLC

Frequently Asked Questions

What is an occupational insurance?

Occupational accident insurance coverage provides benefits to independent contractors injured or killed in a job-related accident.

What is considered an occupational accident?

An Occupational accident is an unexpected and unplanned occurrence, including acts of violence, arising out of or in connection with work which results in one or more workers incurring a personal injury, disease, or death.

Is occupational accident insurance the same as workers comp?

Simply put, workers' compensation insurance provides wage replacement and medical benefits to employees.

Contact Us

TFG Insurance LLC

The TFG Insurance LLC helps our clients make informed decisions about the risks of financial loss they face each day. We work with our clients to develop a plan that reflects their unique tolerance and budget for risk.

2760 South Ocean Blvd
Suite 109 Palm Beach, FL 33480.

3 WEST STREET SUITE # 13
Litchfield, CT 06759.

jscanlon@tfginsure.com

+1 203-256-7931

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