TFG Insurance Specialties is uniquely capable of helping you apply for and negotiate many lines of insurance. We utilize an intensive fact-finding and application process. Our team of insurance and in-house technical specialists accurately assesses your needs and then negotiates the best coverage and premium for you. We make an otherwise daunting process easy. After underwriters make an offer, our presentation to you will include the following:
- Coverage Specifications, which clearly define all of the major terms and conditions pertinent to the coverage
- Specimen Policies and Proposed Endorsements
- Policy Form Analyses, our unique database which we developed to compare the various policy terms and conditions
- The Application, which we prepare on your behalf. This is a critical document because in all cases, the application becomes a warranty of coverage.
Once we have negotiated and selected coverage, we set up a docket of deliverables that ensures any factors that could affect your premiums are identified quickly. You can expect regular, insightful communication from us as the policy year progresses. It is our goal to ensure you understand your coverage, how it is priced and how to mitigate any exposures before they have a significant impact on your insurance costs.