Occupational Accident Insurance for Caregivers

The definition of an Occupational accident is an unexpected and unplanned occurrence, including acts of violence, arising out of or in connection with work which results in one or more workers incurring a personal injury, disease or death.

Occupational accident insurance coverage provides benefits to independent contractors injured or killed in a job-related accident. Covers caregivers for accident, disability and death. A job-related injury can have enormous financial consequences if there is no coverage. According to The International Labor Organization there are 340 million work-related injuries each year.

Why our policies?

  • Low weekly premium
  • No large upfront deposit
  • Pay as you go coverage
  • Available to caregivers
  • Backed by an A.M. Best “A” rated XIII company